By With the news that Chancellor Rachel Reeves has confirmed that the Autumn Budget will be announced in late November 2025, we take a look at the latest predictions for landlords and potential impacts for the private rental sector.
Autumn Budget Date
The Autumn Budget date has been set for Wednesday, 26th November 2025. Chancellor Rachel Reeves will deliver her second Budget, which will outline the government’s tax and spending plans for the year ahead.
Autumn Budget Predictions
Over the past few weeks, speculation has been rife that the Autumn Budget could include changes to taxes that private sector landlords pay, including Income Tax, Capital Gains Tax, and Inheritance Tax.
Ahead of the Autumn Budget, reports suggest the government is considering a new tax on landlords: applying National Insurance (NI) to rental income.
In an exclusive analysis for Property Notify, Dr. Neil Cobbold shares his expert opinion on this proposal. Read his full analysis on how this policy could impact landlords, rents, and the wider housing market here.
Back in August, The Guardian reported that the Treasury is exploring a potential overhaul of Stamp Duty Land Tax (SDLT), which could replace SDLT on owner-occupied homes. This ‘proportional property tax’ is being considered on homes worth over £500,000 and would be paid by owner-occupiers when they sell their home, with the amount determined by the value of the property.
However, for landlords, it is important to note that it has been reported that the new tax would not replace Stamp Duty on second homes. Following the 2024 Autumn Budget, property investors have already been hit with a hike in Stamp Duty taxes, with the levy that landlords and second home buyers pay increasing from 3% to 5%. Read this article for a full breakdown of the latest Stamp Duty Tax brackets.
The Guardian also reported that an overhaul of council tax is also being considered, with a proposed local property tax which could replace council tax, to help local authority finances.
Whilst ‘no decisions have been made’, it’s essential to keep up-to-date with any overhauls of the tax system affecting the property market.
Other potential Autumn Budget tax changes include reforming Inheritance Tax by capping lifetime gifts or adjusting taper rates. The government may also increase Capital Gains Tax rates, while offering relief for investments in UK businesses. Additionally, proposals suggest charging Capital Gains Tax when a person sells their primary residence for more than £1.5 million.
Rumours have also been circulating around potential changes that could affect pensions, including cutting the tax-free pension lump sum and restricting the benefits of salary sacrifice for employee pension contributions.
Landlords already face numerous financial and regulatory challenges, including higher SDLT, income tax on profits, and the significant cost of meeting EPC changes. Adding another tax will likely only make it harder for landlords to remain in the market, which is bad news for renters and will only put more strain on the UK’s housing shortage.
Stay Ahead of Autumn Budget Tax Rises
Are you a landlord concerned about potential tax increases from the upcoming Autumn Budget? With the Autumn Budget confirmed for 26th November, it is more important than ever for property professionals to stay informed about potential tax changes and policies which may have a long-term effect on their investment strategy.
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Can’t make it to a show? Join our free online community. Our team of property experts provide exclusive content and guides to help you navigate the latest changes affecting the private rental sector. We’ll publish comprehensive updates on the upcoming Budget in the portal as they’re announced, so you can stay informed.
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